HAFA RASS FORM PDF

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It stands for R equest for A pproval of S hort S ale. This form is used when you have a short sale in progress and have an offer on the property. I have used this form to jump start short sales I have had in progress and have not received a reply from the lender and feel it's stalled out. Once the lender has received this form things start moving.

The rules are they are to respond in 14 days. This is pie in the sky,but they do respond and within 3 weeks you should have a HAFA pre approval. The approval will state a net dollar the lender will accept.

The biggest issue I see is many seller's have left their homes. But be careful of the language in the boilerplate contract. We always take out the verbiage about deed-in-lieu. Sidney Kutchuk www. What's a RASS? LIKE 1. MichelleCherie Carr Cr San Jose, CA. Re-Blog 1. Post a Comment.

Spam prevention. Subscribe to Comments. Rainer 52, Thanks Sidney. I was not aware of this and there are probably a lot of others as well.

Ambassador 2,, Get Results Team Just Call ! DRE Licensed to Sell since Great info. I am starting my first HAFA short sale and appreciate this. Rainmaker , Yes that is a form to use on HAFA short sales. Rainer , I am just starting one and will get the RASS form out tomorrow.

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What's a RASS?

In December , Treasury issued version 3. This Supplemental Directive is effective February 1, ; however, servicers may begin to implement the changes outlined in this Supplemental Directive immediately. By February 1, , servicers must make appropriate updates, consistent with investor guidelines, describing the basis on which the servicer will offer HAFA to borrowers HAFA Policy and ensure that all potentially eligible borrowers are evaluated and treated consistently. Servicers that have executed a servicer participation agreement and related documents SPA must follow the guidance set forth in this Supplemental Directive. Notwithstanding the foregoing, each servicer may include a requirement in its HAFA Policy that borrowers provide updated financial information to evaluate the borrower. Also, there is no longer a minimum distance requirement. Servicers are not required to verify the number of miles the borrower moved from the property.

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NEW HOME AFFORDABLE FORECLOSURE ALTERNATIVES (HAFA) CHANGES FOR 2011

It stands for R equest for A pproval of S hort S ale. This form is used when you have a short sale in progress and have an offer on the property. I have used this form to jump start short sales I have had in progress and have not received a reply from the lender and feel it's stalled out. Once the lender has received this form things start moving.

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This is an excellent article from the California Association of Realtors:. What is HAFA? Under HAFA, a participating lender will pre-approve the terms of a short sale prior to listing using standard forms and specific timeframes. There are over such participating lenders.

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